By the time you read this, I should be filthy rich.

I recently received an e-mail that claimed to be from a high-ranking Nigerian official who had discovered some funds stolen by Nigeria's former military government. The bank account holding this money, I read, could be used only to transfer the funds abroad. All I needed to do was respond with the name of my bank, my bank account number and some personal information. In return, "Dr. Ahmed" would wire me 35 percent of the trapped $41 million.

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